Douglas Minor, MBA
Credit Damage Expert Witness for FCRA and Credit Reporting Litigation
Expert analysis, reports, and testimony in cases involving inaccurate credit reporting and financial harm.
Professional Qualifications & Experience
Douglas Minor, MBA brings over 25 years of specialized expertise in credit reporting analysis, FICO scoring methodologies, and financial damages quantification to legal proceedings nationwide.
As a recognized authority in credit-related litigation, Mr. Minor has provided expert testimony and consulting services in hundreds of cases involving Fair Credit Reporting Act violations, identity theft damages, mortgage underwriting disputes, and consumer credit harm. His comprehensive understanding of credit bureau operations, scoring algorithms, and financial impact assessment makes him an invaluable resource for legal teams requiring authoritative expert analysis.
"Providing clear, defensible expert testimony that withstands the most rigorous cross-examination."
Mr. Minor's credentials include co-authorship of Anatomy of Credit Scores, a guide to credit scoring systems, and founding Easy Credit Relief, Inc., where he has reviewed thousands of credit reports and financial profiles. His expertise has been featured in FoxBusiness.com, Yahoo! Finance, Entrepreneur Magazine, and CBS Channel 2 News.
With a pragmatic approach grounded in both academic rigor and real-world business experience, Mr. Minor delivers quantitative damage assessments that are methodologically sound, clearly articulated, and persuasive to judges and juries alike.
Services
Expert Reports
Comprehensive written analysis and damage quantification for credit reporting violations, FICO score impact, and financial harm assessment.
Case Review
Detailed evaluation of credit reports, scoring methodologies, and regulatory compliance to support litigation strategy and case development.
Deposition & Trial Testimony
Clear, authoritative expert testimony that withstands cross-examination, with ability to explain complex credit concepts to judges and juries.
Practice Areas
Fair Credit Reporting Act (FCRA) Litigation
Cases involving violations of the Fair Credit Reporting Act, including inaccurate reporting, failure to investigate disputes, and improper credit file handling.
Inaccurate Credit Reporting
Analysis of damages caused by incorrect tradelines, late payments, charge-offs, or accounts that should not appear on a consumer credit file.
Identity Theft & Fraudulent Accounts
Expert evaluation of financial harm resulting from identity theft, including fraudulent credit accounts and resulting credit score impact.
Credit Score Damage Analysis
Assessment of how reporting errors affected credit scores and the resulting consequences for lending, housing, and financial opportunities.
Lending Denial & Increased Borrowing Costs
Cases where inaccurate credit reporting resulted in loan denials, higher interest rates, and loss of financial opportunities.
Consumer Financial Harm & Economic Damages
Quantifying the financial consequences of damaged credit, including increased borrowing costs and long-term financial impact.
Debt Collection & Credit Reporting Disputes
Cases involving reporting errors tied to debt collection, disputed accounts, and inaccurate balances.
Anatomy of Credit Scores
Co-authored by Douglas Minor, MBA, Anatomy of Credit Scores provides an authoritative guide to understanding the complexities of credit reporting, scoring models, and the financial impact of credit errors. Designed for both professionals and consumers, the book breaks down the technical aspects of credit analysis in a clear and accessible way, making it an invaluable resource for anyone navigating credit-related decisions.
Client Testimonials
Attorneys, financial professionals, and business leaders trust Doug Minor for authoritative expert testimony and comprehensive litigation support.
Douglas Minor demonstrates exceptional expertise in credit damages analysis. His testimony is clear, authoritative, and withstands rigorous cross-examination. An invaluable asset to our litigation team.
Scott Coady
Managing Principal, Sage Alliance Partners
I am writing this letter of recommendation for Doug Minor who recently provided my law firm consultation and an expert report in a case I filed on behalf of a client who was damaged by wrongful conduct of one of America's largest banks. We found Mr. Minor's report to be not only comprehensive but comprehendible and a critically important accounting of damages in our case. Because of the job Mr. Minor did, we were able to settle our case in mediation for an amount that fully compensated our client for the damage to his credit rating. Moreover, Mr. Minor made himself available to consult at important, time-sensitive junctures in the case. My law firm's recommendation and my personal recommendation for Mr. Minor and his abilities as an analyst of credit ratings improperly influenced by a bank and a reporter of damages is whole-hearted and unhesitating.
Frank J. Nidey
Attorney at Law
Douglas Minor provides expert analysis that is both technically sophisticated and accessible to judges and juries. His ability to explain complex credit scoring concepts in clear, understandable terms makes him an exceptional expert witness.
Greg Shanfeld
Bankruptcy Attorney, Wadhwani & Shanfeld
Case Experience & Credentials
Mr. Minor has provided expert testimony and consulting services in numerous high-stakes litigation matters involving credit reporting violations, identity theft damages, and financial harm assessment.
For a comprehensive list of recent cases, detailed CV, fee schedule, and availability for consultation, please contact our office directly.
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(818) 261-0170